Useful Things To Know About Your Personal Injury Claim

Being hurt in an accident is not only painful, possibly even crippling, it can also leave you feeling stressed about what comes next. Everyone here at Gosai Law is committed to easing your concerns and worries. Your job is recovering, our job is helping you receive the compensation you deserve. Here are some useful things to remember about personal injury claims in Ontario:

Time Limits

Every legal claim carries time limits. For some, such as slipping and falling on public property, you must take action within seven days. Calling us quickly will help secure your rights.

Reporting Your Accident

After a car or motor vehicle accident, it is crucial to report it to the police. But speak with us before talking to your insurance company and filing a claim. We will help you with everything, including filing for accident benefits provided in your policy.

Because we specialize in helping injured people, we know how to guide you through what may seem like a complicated and overwhelming process. You can focus on recovering and returning to the life you enjoyed before the accident while we take care of the details.

Benefits and Claims Information

What Are Accident Benefits?

Many people are unaware that their insurance policy provides money if they have been injured in an accident. It doesn’t matter who was at fault. We will help you cover the costs that you may have immediately after suffering an injury.

While the specifics of your insurance policy may be different, most policies provide many of these benefits:

• Income replacement of up to $400 per week
• Non-earner benefits of up to $185 per week
• Caregiver expenses
• Medical and rehabilitation expenses of up to $50,000
• The cost of attendant care
• The cost of a housekeeper
• Education benefits
• The cost of prescription drugs
• Travel and visiting costs such as a hotel for your family
• Funeral costs and death benefits

How we will help you during this difficult time

To claim benefits under your insurance policy requires following a number of specific things that must be done. Each has deadlines that must be met or you may lose your right to claim them.

Your Lawsuit

Filing a lawsuit after an accident is called a “tort claim” by lawyers. You have a right to sue the person who injured you if they were at fault or negligent. The lawsuit must be filed within two years of the accident if you can prove two things:
a) You are not at fault for the accident; and,
b) The extent of your injuries.

Fighting for You

We can begin legal proceedings on your behalf for a range of losses that you have suffered:

• Income loss, both past and future earning power
• Pain and suffering
• Loss of enjoyment of life
• Loss of your income earning capacity and the competitive advantage you had before the accident
• Future health care costs
• Out-of-pocket expenses
• Losing the ability to maintain your home
• The loss of your shared family income

We understand that no amount of money can replace a loved one. But the law allows members of your family to sue for their damages if you are badly injured or die in an accident, they can recover money for the loss of your guidance in their life, the care you provided them, and the loss of your companionship.

Medical Support Services

Many people in Ontario do not have a family physician to provide primary care services or to refer them to the specialists who treat serious injuries. Your team at Gosai Law has an extensive network of medical, rehabilitation, and special care professionals as well as “life care” planners. They will analyze your future and that of your family and help with your current needs for care for:

• Brain injuries
• Permanent disfigurement
• Chronic pain and Fibromyalgia
• Brachial Plexus injuries
• Paralysis
• Spinal cord injuries
• Broken bones and other fractures
• Burn injuries