Useful Things To Know About Your Personal Injury Claim
Being hurt in an accident is not only painful, possibly even crippling, it can also leave you feeling stressed about what comes next. Everyone here at Gosai Law is committed to easing your concerns and worries. Your job is recovering, our job is helping you receive the compensation you deserve. Here are some useful things to remember about personal injury claims in Ontario:
Every legal claim carries time limits. For some, such as slipping and falling on public property, you must take action within seven days. Calling us quickly will help secure your rights.
Reporting Your Accident
After a car or motor vehicle accident, it is crucial to report it to the police. But speak with us before talking to your insurance company and filing a claim. We will help you with everything, including filing for accident benefits provided in your policy.
Because we only help injured people, we know how to guide you through what may seem like a complicated and overwhelming process. You can focus on recovering and returning to the life you enjoyed before the accident while we take care of the details.
Benefits and Claims Information
What Are Accident Benefits?
Many people are unaware that their insurance policy provides money if they have been injured in an accident. It doesn’t matter who was at fault and will help you cover the costs that you may have immediately after suffering an injury.
While the specifics of your insurance policy may be different, most policies provide many of these benefits:
Income replacement of up to $400 per week
Non-earner benefits of up to $185 per week
Medical and rehabilitation expenses of up to $50,000
The cost of attendant care
The cost of a housekeeper
The cost of prescription drugs
Travel and visiting costs such as a hotel for your family
Funeral costs and death benefits
How we will help you during this difficult time
To claim benefits under your insurance policy requires following a number of specific things that must be done. Each has deadlines that must be met or you may lose your right to claim them.
Critical steps to be taken to access Accident Benefits
The Application for Accident Benefits must be filed within 7 days of the accident
The Accident Benefits Application Package has to be submitted within 30 days of the accident
The person being sued has to be notified within 120 days of the accident.
Filing a lawsuit after an accident is called a “tort claim” by lawyers. You have a right to sue the person who injured you if they were at fault or negligent. The lawsuit must be filed within two years of the accident if you can prove two things:
a) You are not at fault for the accident; and,
b) The extent of your injuries.
Fighting for You
We can begin legal proceedings on your behalf for a range of losses that you have suffered:
Income loss, both past and future earning power
Pain and suffering
Loss of enjoyment of life
Loss of your income earning capacity and the competitive advantage you had before the accident
Future health care costs
Losing the ability to maintain your home
The loss of your shared family income
We understand that no amount of money can replace a loved one. But the law allows members of your family to sue for their damages if you are badly injured or die in an accident, they can recover money for the loss of your guidance in their life, the care you provided them, and the loss of your companionship.
Medical Support Services
Many people in Ontario do not have a family physician to provide primary care services or to refer them to the specialists who treat serious injuries. Your team at Gosai Law has an extensive network of medical, rehabilitation, and special care professionals as well as “life care” planners. They will analyze your future and that of your family and help with your current needs for care for:
Chronic pain and Fibromyalgia
Brachial Plexus injuries
Spinal cord injuries
Broken bones and other fractures
Are you unable to return to work after the incident and elegible for Long Term Disability?
about the process of Long Term Disability claims and benefits.
As part of helping you through your recovery, we have collected some useful outside resources that you may find helpful. Feel free to make use of anything of value to you and your situation.